Habitat for Humanity Vail Valley will build more permanently affordable homes for hardworking locals. Our application cycle is currently closed. A stable, affordable home creates health equity and positive behavioral and physical health outcomes for kids, families and the community. 

Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage. Habitat homeowners can be anyone: single dads, families, couples without children, single people, blended families – anyone who needs a safe, affordable home.  

Applicants must meet the following requirements: 


  • Shelter is inadequate or unsafe due to problems with heating, water supply, structural safety, overcrowding, etc. 
  • The monthly housing payment is more than 30% of gross monthly income. 
  • The neighborhood is unsafe. 

Ability to Pay 

  • Stable, monthly income sufficient to meet routine expenses, maintain the house and make monthly mortgage payments. 
  • Income must be between 35-80% of the area median income (AMI) for Eagle County. This number varies yearly and with family size. 
  • Acceptable credit. 


Habitat serves families who earn between 35-80% of the area median income for Eagle County.  Figures from the U.S. Department of Housing and Urban Development are used as general guidelines. * Eagle County School District employees, learn about our partnership program.

Family Size Gross Annual Income
One $39,159-$62,650
Two $39,159-$71,600
Three $39,159-$80,550
Four $39,159-$89,450
Five $39,159-$96,650
Six $39,159-$103,800

Willingness to Partner with Habitat 

If selected, future homeowners partner with Habitat to help build their home and homes for neighbors, known as “Sweat Equity.” The homeowner must complete 250 sweat equity hours per adult before moving into the home 

Residency Status  

Applicants must be either citizens, permanent legal residents or DACA of the United States of America. 

Fair Housing, Nondiscrimination Clause

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.

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