ECS + HABITAT HOMEOWNER APPLICATION PROCESS

The Habitat application process is OPEN. Deadline: October 29.

Are you an Eagle County School District (ECS) employee? We have a homeownership opportunity for you! ECS and Habitat have partnered to help ECS employees own a Habitat home.

The number of candidates selected varies. All applications are thoroughly reviewed by our Family Selection Committee and applicants will be notified throughout the application process.

Steps to Habitat Homeownership

Step 1: Qualify
Do you qualify for Habitat homeownership?

Need

  • You have a demonstrated need for housing.

Ability to Pay

  • Your monthly housing payments will not exceed 30% of your gross monthly income.
  • Income must be between 80-100% of the area median income (AMI) in Eagle County. Note that this number varies each year and with family size.
  • Acceptable credit.
  • You must be able to qualify for 3rd-party financing. Habitat will provide guidance for all applicants throughout this process.

INCOME GUIDELINES

Habitat serves ECS employees who earn between 80-100% of the area median income for Eagle County.

Figures from the U.S. Department of Housing and Urban Development are used as general guidelines. For example:ECS homeowner chart

 

 

 

 

 

Step 2: Apply
Regardless if you meet the criteria or not for the Habitat homeownership program, we encourage you to submit an application.

Note: Some of our homeowners were denied the first time they applied due to outstanding collections and debts, income that was below our limits or other issues. They successfully improved their eligibility, reapplied and were accepted into the program.

Spanish application. 

English application.

Step 3: Application Review & Home Visits
All applications will be reviewed by Habitat Vail Valley’s Family Selection committee.

All information provided in your application will be verified and a member of the committee will be in touch with you while your application is being evaluated. Applicants who are not selected are encouraged to reapply in the future.

Step 4: Selection
After the Homeowner Selection Committee approves an applicant’s eligibility it presents recommended applicants to the HFHVV Board of Directors for approval.

Step 5: Partnership
If selected for Habitat homeownership, you will begin completion of 250 “sweat equity” volunteer hours (per adult) and will participate in homeownership education classes.

Final Step: Homeownership
Upon completion of all sweat equity hours and verification of down payment funds, you become a proud Habitat homeowner, move into your home, and begin paying your mortgage.

You will also participate in a dedication ceremony held when your home is completed.

If you have questions or need more information, email us at familyselection@habitatvailvalley.org.

Do I Qualify?

To be selected for Habitat Vail Valley’s homeownership program, applicants must meet four selection criteria.

FAQs

Answers to the most frequently asked questions about Habitat for Humanity homeownership.

“My home means a new beginning and a brighter future. My son and I now have a stable home, not just a house, a future together in a place where we don’t have to move once or twice a year.”

~Laura Gonzalez, ECS Employee + Homeowner

Fair Housing, Nondiscrimination Clause

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.

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